ACABC Scheme 2026: Turning Agriculture Graduates into Agri-Preneurs | Guide to Subsidies & Training
Core Benefits: Training & Financial Support
The ACABC scheme is unique because it provides both the knowledge to run a business and the capital to start it. In 2026, the program continues to offer:
- 45-Day Free Residential Training: Fully sponsored by the government through Nodal Training Institutes (NTIs) like MANAGE. Includes lodging and boarding.
- High Loan Ceilings: Individual projects are eligible for up to ₹20 Lakh (up to ₹25 Lakh for “extremely successful” ventures), while group projects (5+ people) can go up to ₹100 Lakh.
- Back-ended Subsidy: A significant portion of your loan is paid by the government via NABARD after a 3-year lock-in period.
Latest 2026 Subsidy & Interest Rates
| Category | Subsidy Rate | Loan Terms (2026) |
|---|---|---|
| General (Male) | 36% of Project Cost | No Collateral up to ₹10 Lakh |
| Women, SC/ST, NE & Hill States | 44% of Project Cost | Moratorium: Up to 2 Years |
| Interest Rates | Bank Discretion | Repayment: 5 to 10 Years |
Eligibility Criteria: Who Can Apply?
The scheme is open to individuals aged 18 to 60 years with the following qualifications:
- Graduates in Agriculture and allied subjects (Horticulture, Sericulture, Veterinary Sciences, Forestry, Fisheries, etc.) from ICAR/UGC recognized universities.
- Diploma holders (minimum 50% marks) in Agriculture/allied subjects from State Agricultural Universities.
- Biological Science graduates with a Post-Graduation in Agriculture-related subjects.
- Intermediate (10+2) vocational course pass-outs in Agriculture with at least 55% marks.
How to Apply: The Digital Process
In 2026, the application process is fully integrated with the Jan Samarth Portal for seamless credit-linked approvals.
- Registration: Visit the official acabcmis.gov.in portal and apply for the 45-day training.
- Training: Complete the residential program at your assigned Nodal Training Institute (NTI).
- Project Report (DPR): During training, you will draft a Detailed Project Report for your business (e.g., Soil Clinic, Drone Spraying Unit, or Vermicompost plant).
- Loan Approval: Apply for the loan through the Jan Samarth portal, which connects you directly to participating banks.
Frequently Asked Questions (FAQ)
Frequently Asked Questions (FAQ)1. Is the training really free?
Yes, the 45-day program is government-sponsored and includes free stay and food at the training center.
2. Can I use the loan for “Agri-Tech” like Drones?
Absolutely. In 2026, the ACABC scheme encourages the setup of Custom Hiring Centres that include modern tech like drones and IoT soil sensors.
3. When do I get the subsidy?
The subsidy is “back-ended,” meaning it is released by NABARD to your loan account after three years of successful business operation.
